May (specifically day 4) has been the month of Battle Wars fans, who pay tribute worldwide to one of the film sagas with the most followers in history.
The choice of the date is due to a play on words from the popular greeting “May the force be with you”, which in English is translated as “May the Force be with you”, and which is similar to “May the fourth be with you »(which means« May 4 be with you »).
Although it can be difficult to imagine The Great One squareing his accounts with an Excel sheet, we can imitate the Bedi Order when it comes to improving and updating our accounts.
Self-discipline is a key principle of Bedi life, as well as the basis for keeping our savings goals on track. Unfortunately, we all know that human nature is sometimes incompatible with self-discipline; and for that reason and with the help of force, from Good LEnder they bring us 4 mental tricks inspired by Yoda himself to help all readers achieve their savings goals without using a laser sword:
Bad spending habits
“Unlearning” of your bad spending habits requires that you discard the temptations of returning to the old ways. A good way to start is by unsubscribing from all those emails that you receive daily from your favorite stores, full of offers for partners like you that the only thing they get is to bombard your budget.
To not go crazy by unsubscribing one by one of all the newsletters you receive, use the Good Lender application, which with a couple of clicks unsubscribes you from all the newsletters you want.
Psychologists have emphasized the benefits of visualization for decades , with studies showing that goals are more easily achieved by creating a mental image of the desired future.
Remember your financial commitment
Take a step beyond visualization by creating a physical image of your target to hang at home or at your workplace. It can be an impression, a drawing or even a post-it that describes your financial goal. Look at this image daily to remember your financial commitment and you will see how the forces do not falter.
Patience may be the most difficult virtue, but it is worth cultivating in life (financial). Whenever you think about buying – especially when it comes to especially large purchases – take a walk if necessary and consider your purchase well . Many experts have discovered that numerous superfluous expenses are avoided if we avoid the momentary impulse to acquire something. Applying time and space when buying allows you to determine if the item is essential for your life or, if not, it is simply an impulse.
Your will is much stronger than you think. Luke Skywalker also needed help to trust his abilities. Never forget it: the force is already strong within you. Be cautious and you will save much more money than you imagine.
Keep in mind for a healthy financial life
According to the III Study of Good LEnder , 8 out of 10 families do not know in which games the money is spent and how much goes to each one, saving on average 2% of what they earn per year. Increasing this saving capacity is a Bedi challenge, and one of the most important parts to keep in mind for a healthy financial life.
The optimum in the medium term is to adjust all recurring expenses to 70% of the salary, and thus save 30% monthly . The savings you finally get, allocate it to two things:
1- An emergency or unforeseen mattress , six times your monthly expenses.
2- Your goal or savings goal, for example this summer’s trip.
Knowing where your money is going, and what your savings goals are, you just have not to deviate from these goals. As we know that it is not easy, in addition to the above tips we recommend the use of Good LEnder to:
- Have a tight budget by setting a maximum spending limit for all categories (mobile, supermarket, restaurants …).
- Periodically monitor how your accounts are, and readjust, if necessary, your budget.
- Receive alerts at the speed of light when something does not fit in your accounts: receipts that happen to you twice, commissions that you did not expect … You will avoid surprises at the end of the month and that your savings goals do not deviate.