Borrow quickly using your mobile phone

The company behind Good Finance was founded in 2007. They invest in micro-loans / SMS loans with a rather large breadth in terms of loan amount and repayment period. You can borrow from them in several ways – either via the Internet, via SMS or using Good Finance’s mobile app.

Payment Notes


As mentioned, you have chosen to focus on small loans and you offer SMS loans for amounts up to USD 10,000. New customers can borrow USD 500-2,000, loan amounts above this and up to USD 10,000 are available only to recurring borrowers. The maturity of the loans is 15, 30, 60 or 90 days depending on the size of the loan. 15 days is only for USD 500.

It is also interesting that they have a loan of USD 500 that new customers can take. This loan should be repaid after 15 days but in return you will not have to pay interest on the loan. It is thus completely free but it is only an offer for new customers.

Good Finance is also one of the lenders using the more comprehensive credit testing method. This means that you are not automatically denied if you currently have active payment notes. If you pass the credit check, the remarks will not be an obstacle to the application.

Who can borrow?


Good Finance’s rules say that the applicant must be at least 18 years old. There is also an upper limit of 65 years for anyone who wants to apply for a loan. In order to be approved, people must be registered in Sweden. There may also be no active other loans from Good Finance, if you have a previous loan it must be repaid before a new one can be applied for.

As usual, your finances must then be in good enough order to be able to repay the loan to Good Finance. If you meet these requirements, you will be approved for an application for micro loans at Good Finance.

Good Finance offers the following types of loans:

  • Micro loans / SMS loans from USD 500 to USD 10,000.
  • New customers can borrow up to USD 2,000.
  • Interest-free loan of USD 500 to new customers.
  • Loan despite payment remarks.


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